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Finland

Finland

95% of Finns aged 16–89 shopped online in 2025. Discover how one of Europe’s most connected markets likes to pay.

Payment methods in Finland

Finland is one of Europe's most digitally connected markets, where online shopping has become part of everyday life. Consumers expect a fast and seamless checkout experience, making the right mix of local and international payment methods essential for merchants. According to Statistics Finland, 95% of people aged 16 - 89 made online purchases in 2025, demonstrating the country's exceptionally high level of e-commerce adoption.

Local and bank-based payment methods

International cards and wallets

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